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You don't need online payday loans to escape this summer heat. Not everyone can afford to to pack their bags and take-off to escape the sizzling weather. Most people cannot afford to take days off from work or pay out the big bucks for water parks or drives to the beach.

There are options to cool down the summer temperatures which do not require a lot of money. When finances are tight, use one of these methods to help cool down.

*Do-it-yourself homemade sprinkler is a fun way to cool off in the scorching heat. Take an empty 2-liter plastic bottle and poke holes all over the bottom of the bottle. Attach the bottle to a garden hose with duct tape or an inexpensive "male to male" hardware. You may also find that duct tape will work well too. Thrown the bottle over a tree branch and enjoy some cool fun.

*A homemade slip and slide works great too. Have an old tarp or pick one up from the hardware store and lay it out onto a cleared area of the years. If you have a hill, that would be ideal. Use some tear-free soap and squirt it down the length of the tarp then hose the whole thing with water. Add water every now and then to keep the tarp nice and slippery. Line the kids up and have some fun!

*Have some lunch box ice packs in the freezer? Go ahead and wrap them up in a towel and use them to cool down. The back of the neck is a great place to start your cool down.